ADF – Wealth Management, Inc.

In the novel American Democracy Forever, Charlie Durand becomes extremely wealthy, a multi-billionaire, by using his memories from his first lifespan, his Life 1. He knows which professional sports to bet on, he knows which stocks and commodity futures to buy or sell short, and he knows the 50-year trend of technology, enabling him to beat other companies onto the market with advanced products. He does not see any of this as insider trading because he isn’t using insider information from anyone from either his Life 1 or his current lifespan, though his father still considers this cheating. He further justifies these actions as robbing the rich oligarchs who are the enemies of democracy, anyway.

To manage this wealth without it being a burden on his own limited time, Charlie created Wealth Management, Inc. (WMI). He staffed it with financial analysts, accountants, auditors, and investigators, who all know, and agree with, his fundamental goal of protecting democracy. They know he is not interested in money for money’s sake, but to have the resources he needs to fiance his many activities in support of that goal. Among the divisions of WMI is an Internal Affairs division that works to keep WMI’s well-paid employees honest and on course.

Charlie cannot tell his Wealth Management employees about his secret of having Life 1 memories that inform his investment decisions. Instead, he has them make weekly recommendations that he then approves or dismisses. Many WMI executives also serve on the boards of directors of Charlie’s subsidiaries (the Forum Media Group, CARPA, MedSupply, OurTown, etc.) as observers of their executive decision making, enabling him to step in when necessary. They also serve on the boards of directors of the many small companies that Charlie invests in to ensure their success.